Personal injury is a term used to refer to physical or psychological harm or injury. Psychological or mental harm is sometimes referred to as "nervous shock". There are specific legal rules about what kind of psychological injury a person can claim damages for.
There are different laws covering:
- workplace accidents
- medical negligence & professional malpractice compensation
- injuries from motor vehicle accidents
- hospitality industry
- injuries suffered by victims of crime
- slip and trip accident
- other injury claims.
These laws set strict time limits and requirements for making a personal injury claim.
The aim of compensation is that the person be put back as far as possible to the position they would have been in if they had not suffered the injury.
For some injuries there is specific legislation that awards compensation, eg from injuries as a result of a criminal offence, and for work-related injuries.
Workers Compensation Claims
Accidents can occur in any workplace form offices to construction sites. Designed to protect people who have suffered an injury throughout the course of their employment, workers compensation is a form of insurance in that it can assist you to get back on your feet again. Workers compensation claims can be for:-
- Work related illnesses
- Injuries sustained at work
- Injuries sustained while travelling to or from the workplace
- Pre-existing conditions that have been worsened through work related activities.
Your eligibility to claim workers compensation will depend on the circumstances surrounding your injury. Legitimate claims must meet certain requirements. Therefore:-
- The injury or illness must be work related
- Your employer must have workers compensation insurance
- You must be an employee of the organisation you intend making a claim against.